Protect What You’ve Built: The Benefits of a Living Trust
You've worked hard to build a life, a legacy, and security for the people you love. A Living Trust is one of the smartest ways to protect it all—while giving you peace of mind, control, and flexibility.
✅ 1. Avoid Probate—Save Time, Money, and Stress
A will must go through probate—a long, expensive, and public court process. A living trust bypasses probate completely. Your loved ones get faster access to your assets with minimal legal costs or court involvement.
✅ 2. Privacy Matters
Unlike wills, which become public record, a living trust keeps your affairs private. No nosy neighbors or opportunistic outsiders will ever see what you owned or who inherited what.
✅ 3. Take Control of Your Future—Even if You Become Incapacitated
If you're ever unable to manage your affairs due to illness or injury, your successor trustee can step in immediately—without court interference—to manage your finances and care for your loved ones.
✅ 4. Flexible, Revocable, and Easy to Update
Life changes—so should your plan. A living trust can be updated as your family, assets, or wishes evolve. You're in control for as long as you’re alive and well.
✅ 5. Protect Minor Children or Special Needs Beneficiaries
Ensure your children or loved ones with special needs are cared for with structured financial support, not lump sums they might not be ready to handle.
✅ 6. Save Your Heirs From Family Drama
A clear, legally sound plan minimizes confusion, arguments, and emotional stress during an already difficult time.
Your Living Trust
For the Trust to avoid probate, it is essential that all your assets be transferred into your Trust. This process of transferring ownership is known as “funding” your Trust. As Trustee of your Trust, you still have power to buy, sell, use, transfer, borrow, and do whatever you wish with the assets your Trust owns. The only exception is Qualified Plan Assets - IRA, 401k, 403b plans - for income tax purposes, it is prudent that these assets be owned by you individually, not as Trustee of your Trust. A beneficiary designation will ensure these Qualified Plan Assets avoid probate. It is recommended that you also consult with a tax or financial professional about the funding process for your Trust.
The concept is quite simple. At your death, you do not own any assets since you have transferred them to your Trust during your lifetime. As a result, you have no assets subject to probate. The administration of your affairs simply passes to your Successor Trustee without any public fanfare, governmental oversight or the costs of probate proceedings.
Documents
Documents included within your Revocable Trust estate plan
- Revocable Living Trust
- Certification of Trust
- Pour-Over Wills
- Comprehensive Transfer Form
- Community Property Agreement (when applicable)
- Schedule of Assets
- Personal Letter of Direction
- Powers of Attorney
The final Living Trust package is shipped to for $97.00 in a white 3 ring binder. Your Living Trsut can be accessed digitally in your Seniority Vault in case you miss place your binder.